Corporate credit built for all businesses

Corporate credit solutions tailored for businesses of all sizes and industries, designed to support growth and expansion

Flexible loan and credit options tailored to grow alongside your business needs through our partners.

Competitive rates, helping your Business maximise your financial efficiency.

Industry-leading B2B loyalty program, rewarding you on all your credit spend.

Apply now Contact Qashio Credit Manager

Safeguarded funds

Your funds are securely protected, ensuring complete peace of mind for your business. Qashio prioritizes safety, giving you the confidence to manage your financial operations seamlessly.

Fully Compliant with Regulations

Qashio business credit cards adhere to strict financial regulations, ensuring your business remains compliant and secure. Trust our solutions to meet the highest industry standards.

Protected by Advanced Security Protocols

Qashio corporate credit cards are secured with cutting-edge technology to safeguard your transactions and sensitive information, ensuring the highest level of protection for your business.

No Hidden Costs

Enjoy complete transparency with clear terms and conditions upfront. With Qashio, there are no surprises—just straightforward pricing and honest communication.

Application in 3 steps:

1. Simple documentation requirements

2. Streamlined Approval with fast turnaround and minimal paperwork

3. Flexible repayment, thats right for your business

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Funding Benefits

Approved funds to be used on multiple cards at the same time

Cashflow benefits to support your companies growth

Earn Qashio Points & redeem for Skyward Miles or up to 2% Cashback

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Frequently Asked Questions

What is the minimum amount I can borrow?

The minimum loan amount depends on the nature of your business, company details, the amount of working capital needed, and intended use of the funds. Feel free to apply and go through our onboarding process to determine the specific amount available to you.

What are the interest rates for different loan amounts?

Interest rates vary based on factors such as the nature of your business, company details, and the intended purpose for the working capital. The exact rate will be provided once your application is completed by our lending partners.

How long does it take to get approved?

Approval generally takes only a couple of business days, once all required documents and information are submitted. Timing also depends on how quickly you provide any additional information requested. Once approved, you’ll receive immediate payout to your account.

What are the repayment terms?

Repayment terms vary based on your credit limit and your preferences. While Qashio or and its partners may impose certain terms if necessary, we strive to accommodate your needs as much as possible.

Are there any prepayment penalties?

No, there are no prepayment penalties

Can I earn Emirates Skywards Miles?

Yes you can choose up to 2% Cashback or convert your spend into Skywards miles. Your Cashback percentage depends on your loan amount and other factors.

Is the cashback redeemable immediately?

Yes, the cashback can be redeemed immediately to the Qashio account after each settlement period.

Is there an application fee?

Yes, a one-time assessment fee is required upon application.

What compliance measures are in place to protect my account?

We follow the UAE Information Assurance Standards (UAE IAS) defined by The National Electronic Security Authority (NESA), which includes the framework with ISO/IEC 27001.

Can I apply if my business is based outside the UAE?

Please contact our Qashio Credit Manager at customersuccess@qashio.com for an assessment, however we currently only accept applications for UAE, Spain, Germany, UK, Ireland, Belgium, France and the Netherlands.

How does the credit allocation work after approval?

After you apply for credit, your application will be assessed. Once approved, you will know how much of that amount is eligible for loan, and for credit, or if it can all be received as credit. The specific loan-to-credit ratio will be determined during your credit assessment.

How quickly are my Qashio Points converted to Skywards Miles?

Once you convert your Qashio Points to Skywards Miles, the points will be reflected in your account within 5 to 7 working days.

Is there a minimum number of points I need to convert?

Yes, the minimum conversion amount is 500 miles.

Can I convert Skywards Miles back to Qashio Points?

No, Skywards Miles cannot be converted back to Qashio Points.

Are there any fees for converting points?

No, there are no fees for converting points.