The Most Complete Spend Management Solution for High Performing Companies

Control spend, Automate manual work, and get Rewarded with the World’s Smartest Corporate Cards

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The card is just the start

Giving Businesses full control and visibility on all Expense and Payables Operations in a Powerful Financial Control Centre

Unlimited Smart Corporate Cards

Create as many cards as you need in seconds - with advanced controls and limits.

Wallets & Pool Accounts

Create customised wallets. Control budgets and manage client payables.

Automate Petty Cash

Reduce petty cash spend by over 30% by eliminating all manual cash processes, minimise leakages and drive efficiencies proactively. 

Seamless ERP Integration

Integrates with to  ERPs Dynamics365, Oracle Netsuite, SAP,  Xero, Zoho and more to streamline your financial operations.

AI Receipt Tracking 

Automatically match receipts to transactions to simplify record-keeping using WhatsApp.

Exclusive Rewards

Earn Qashio Points on every transaction and exchange them for Emirates Skywards Miles, Shukrans or Cashback.

Unlimited Smart Corporate Cards

Create as many cards as you need in seconds - with advanced controls and limits.

Wallets & Pool Accounts

Create customised wallets with controls by yourself, to control budgets and manage client payables. 

Automate Petty Cash

Reduce petty cash spend by over 30% by eliminating all manual cash processes, minimise leakages and drive efficiencies proactively. 

Seamless ERP integration

Integrates with to  ERPs Dynamics365, Oracle Netsuite, SAP,  Xero, Zoho and more to streamline your financial operations.

AI Receipt Tracking 

Automatically match receipts to transactions to simplify record-keeping using WhatsApp.

Exclusive Rewards

Earn Qashio Points for every dollar spent and exchange them for Emirates Skywards Miles, Shukrans or Cashback.

Rewards you actually want

UNLOCK YOUR REWARDS

Qashio Points

Maximise the value of your business spending with Qashio Points.

Maximise the value of your business spending with Qashio Points.
Earn up to 2 points for every dollar spent using our corporate cards, and redeem these points for exclusive benefits like Emirates Skywards Miles, Shukrans, Cashback and more.

Discover Qashio Points

Emirates Skywards

Unlock the world with Emirates Skywards exclusive partnership. Convert your Qashio Points into Skywards Miles and use them for flights, hotel stays, and flight upgrades with Emirates.

Cashback

Boost your company’s savings with Cashback. Redeem your Qashio Points for cashback to offset future expenses and enhance your company’s budget.

Shukran

Convert your Qashio Points into Shukrans to purchase a variety of goods and services for your company, including office supplies, equipment, and more.

Our Products

Qashio Spend Management

Corporate Expense Management Solution that allows business to instantly create smart corporate cards with advance controls and real time visibility

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Qashio Points

The only corporate card enabling businesses to earn Qashio Points and convert them to Emirates Skywards Miles, Shukrans and Cashback.

Learn More

Qashio Corporate Credit

Provides companies with quick financing through a direct lending licence and a strategic partnership with more than five lending partners

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Qashio Accounts

Streamlines accounts payables. Manage payments, improve cash flow, and strengthen vendor relationships.

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Qashio Insurance

A fully digitised business insurance solution offering best-in-market rates on health and commercial insurance in minutes.

Learn More

Rewards & Offers

Explore over 100 discount partners including Google Ads, Meta, AWS, Booking.com, Agoda and Microsoft 365. 

Learn More

Retail and E-commerce

Learn more about how Qashio Vertical Solution for Retail and E-commerce works

Travel and Tourism

Learn more about how Qashio Vertical Solution for Travel and Tourism works

Food and Beverage

Learn more about how Qashio Vertical Solution for Food & Beverage works

Hospitality

Learn more about how Qashio Vertical Solution for Hospitality works

Real Estate and Property Management

Learn more about how Qashio Vertical Solution for Real Estate and Property Management works

Construction and Development 

Learn more about how Qashio Vertical Solution for Construction and Development works

Here’s How it Works

Elevate your corporate spend in 6 easy steps

1.
Onboard in minutes and create your smart corporate cards instantly
2
Issue unlimited smart corporate cards for your team
3.
Connect your cards to Apple Pay, Samsung Pay and Google Pay
4.
Convert your Qashio Points into Emirates Skywards Miles, Shukrans or Cashback
5.
Track spending via Desktop, App, Email or Whatsapp
6.
Integrate to your ERP with direct API Integrations
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Success Stories

Before Qashio, we struggled with manual expense tracking, time-consuming reconciliations, and inefficient communication with employees. Qashio has streamlined these processes, providing a centralized platform for all expense-related activities.

Puja Lakhotia

Finance Director
The mobility that we experience with Qashio cards really saves us time when there are urgent and important purchases from any of the restaurants or office departments.

Saqib Malik

Finance Manager
We've been working with Qashio for nearly a year, and it's made a significant difference in how we manage our petty cash and streamline our accounting processes.

Levi McGrattan

Chief Operating Officer
Before Qashio, we struggled with manual expense tracking, time-consuming reconciliations, and inefficient communication with employees. Qashio has streamlined these processes, providing a centralized platform for all expense-related activities.

Puja Lakhotia

Finance Director
The mobility that we experience with Qashio cards really saves us time when there are urgent and important purchases from any of the restaurants or office departments.

Saqib Malik

Finance Manager
Play Video
We've been working with Qashio for nearly a year, and it's made a significant difference in how we manage our petty cash and streamline our accounting processes.

FITT Meals

Chief Operating Officer
Made in UAE, Safe in UAE

Be the one to elevate your business and set the standard for success.

With the customer at heart, all our team members are based in UAE to deliver on our promise of highest global and local standards (NESA, ISO 22301, ISO 27001), first class security and local expertise. We host all our data; fast, secure and always available in UAE.

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Featured Posts

How Rewards and Loyalty Programs Work & How to Make the Most of Qashio’s Rewards & Qashio Points

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Why Qashio is Your Ultimate Solution for Expense Management

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The Heart of Qashio: How Our Customer Success Team Ensures Client Success

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Control spend, Automate manual work, and get Rewarded with the World’s Smartest Corporate Cards
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Key Features
Unlimited Corporate CardsApproval WorkflowsSpend Controls & LimitsExpense Segmentation & Custom TagsQashio Rewards & Loyalty ProgramMulti-Entity & Subsidiary ManagementInvoice & ReimbursmentsERP IntegrationsPool AccountsAI-Based Receipt Matching
Industries
Law Firms & Legal Services
Transportation & Logistics
Wholesale Distribution & Manufacturing
Technology
Marketing & Events
Healthcare
FMCG and Consumer Goods
Travel & Tourism
Construction and Development
Retail and E-commerce
Real Estate and Property Management
Hospitality
Food & Beverage
ProductsQashio SpendQashio PointsQashio Corporate CreditQashio Insurance
Roles
Finance Managers
Purchasing
Office Managers
Operations
Entrepreneurs
C-Suite
Marketing Department
Sales Department
IT Department
HR
Qashio Rewards
Shukran
Cashback
Emirates Skywards
Privacy
Privacy Mobile App
GDPR Terms
Terms & Conditions

©2025 "Qashio" and the Qashio logo are registered trademarks.
The products and services mentioned on this webpage belong to Qashio for Computer Systems CEST Co. LLC as a financial technology company and not a bank. The Qashio card is issued by Mashreqbank PSC, pursuant to license by Visa. Visa is a registered trademark of Visa Inc.
Nymcard Payment Services LLC is authorised by the Central Bank of The UAE, holding the Retail Payment Services and Card Schemes license in accordance with the Decretal Federal Law Bo.(14) of 2018 Regarding the Central Bank & Organization of Financial Institutions and Activities, and Regulatory Framework. For European Users: the products and services mentioned on this webpage belong to Qashio Limited as a financial technology company and not a bank. Cards are issued by Stripe Technology Europe Limited, an electronic money institution authorized by the Central Bank of Ireland (firm reference number: C187865). Cards are issued under the Visa card scheme pursuant to a license from Visa Europe Limited.

Copyright © Qashio 2025