The Ultimate Qashiopedia
Merchants
Businesses or vendors where corporate cardholders can make approved purchases. Qashio's platform allows for spending controls that can restrict purchases based by merchant type or category to ensure compliance with all company policies.
Microlending
Microlending provides small business owners who seek loans below traditional bank limits, or who may not have access to conventional debt channels for various reasons, with a means to obtain funding from a lender. A microloan is often applied for and approved online through microloan platforms or via peer-to-peer (P2P) financing, where the money is lent by individuals rather than a financial institution.
Mobile App Integration
The compatibility of Qashio with mobile applications, enabling users to access financial information and perform tasks on the go, enhancing convenience and usability.
Month-End
Month-end is generally regarded as the date when a company closes its books and finalises its numbers. Typically, companies may not always have their month-end on the last day of the month, but rather on the last business day of the month.
Multi-Cloud Management
Multi-cloud refers to a company that utilises multiple public clouds, while multi-cloud management is the process by which a company tracks, secures, optimises, and executes the deployment of multi-cloud environments.
Multi-Level Approval
A layered approval process that requires more than one individual or department to approve a transaction before it is finalised, enhancing control.
Net Profit Margin
The net profit margin is a ratio that calculates the amount of profit a company earns per unit of revenue. The formula for net profit margin is as follows: NPM = Net Profit / Revenue. This ratio can be expressed as a percentage, and a good ratio varies by industry; however, a higher ratio is generally regarded as better.
Net Revenue Retention
Net revenue retention (NRR) is one of the most important metrics for growing a SaaS business. It represents the percentage of recurring revenue retained from current clients. A good NRR rate is over 100%, while a rate below this may indicate stagnation or decline. NRR is calculated as follows: (Monthly or Annual Recurring Revenue (MRR or ARR) - the recurring revenue from the specific period in question) plus (Expansion Revenue (ER) - revenue generated from upgrades and cross-sells) minus (Contraction Revenue (CR) - revenue lost from downgrades or other reductions, plus revenue lost due to churn). The formula is: NRR = ((MRR + ER) - (CR + Value of Churn)) / MRR.
Non-Current Liabilities
Non-current liabilities refer to obligations on the balance sheet that are not due within one year. Examples of non-current liabilities include long-term borrowings, capital leases, mortgages, and bonds payable.
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