TERMS AND CONDITIONS

1. Acceptance of Terms

2. Description of Services

Qashio provides an online platform that offers various financial technology services. These services may include, but are not limited to, spend management software, online banking and financial planning tools. Qashio reserves the right to modify or discontinue any part of the services without notice.

3. User Accounts

To access certain features of the Site and utilize the services, you may be required to create a user account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary.

4. User Obligations and Conduct

You agree to use the Site and services provided by Qashio for lawful purposes only and in compliance with all applicable laws and regulations. You shall not engage in any conduct that may impair the performance, integrity, or security of the Site or the services.

5. Intellectual Property

The Site and all materials, including but not limited to logos, trademarks, graphics, text, and software, are the intellectual property of Qashio or its licensors. You may not reproduce, distribute, modify, display, or create derivative works of any of the materials without the prior written consent of Qashio.

6. Privacy Policy

Qashio’s Privacy Policy governs the collection, use, and disclosure of personal information provided by users of the Site. By using the Site, you consent to the collection, use, and disclosure of your personal information as described in the Privacy Policy.

7. Limitation of Liability

In no event shall Qashio be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with the use of the Site or the services provided by Qashio. Qashio shall not be responsible for any errors, inaccuracies, or omissions in the content or services provided.

8. Indemnification

You agree to indemnify, defend, and hold harmless Qashio, its affiliates, officers, directors, employees, and agents from any and all claims, liabilities, damages, costs, and expenses, including reasonable attorneys’ fees, arising out of or in connection with your use of the Site or the services provided by Qashio.

9. Modifications to the Agreement

Qashio reserves the right to modify or update this Agreement at any time without prior notice. Your continued use of the Site or the services after any modifications to this Agreement constitutes your acceptance of the modified terms.

10. Governing Law and Jurisdiction

This Agreement shall be governed by and construed in accordance with the laws of the jurisdiction where Qashio is headquartered. Any legal action or proceeding arising out of or relating to this Agreement shall be brought exclusively in the competent courts of that jurisdiction.

11. Severability

If any provision of this Agreement is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent permitted by law.

12. Entire Agreement

This Agreement constitutes the entire agreement between you and Qashio regarding the use of the Site and the services provided, and supersedes all prior or contemporaneous agreements, understandings, or representations.

By using our Site and services, you acknowledge that you have read, understood, and agree to be bound by this Agreement.